LUNA INSURANCE & REINSURANCE BROKERS

LUNA Insurance & Reinsurance Brokers S.R.O. is an EU licensed insurance brokerage company. We provide financial planning, wealth management, all types of life & non-life insurance and reinsurance services.

Luna  works with co brokers all around the World. Main co brokers are Shiama Limited in Belize, Herald Brokers Limited in Canada and IPFS Insurance and Reinsurance Brokers Inc in Turkey. 

LUNA offers exceptional insurance and reinsurance services to its local and international clients as well as expatriates with the specific financial needs.

Insurance is an essential part of everyday life, playing a very important role in both economic development as well as having a role in supporting wider societal ends. Due to the challenges from consumers and competitive requirements, our sector is constantly adapting and renewing its commitment to providing the public peace of mind.

INSURANCE BRINGS THROUGH

Though insurance products are provided in a commercial context, both for individuals and for corporate customers, they clearly serve a wider purpose. Insurance helps oil the engine of the economy, for example in underwriting trade through trade credit. It also provides peace of mind to the public through collective insurance for a host of perils including flood, fire, and health. In short, the economy and society as a whole benefits from the certainty insurance brings through:

  • Efficiently protecting the public through innovative risk management techniques.

  • Freeing up businesses and professionals from everyday risks and encouraging innovation and competition.

  • Relieving the burden from the state and providing comfort to individuals by providing safe, effective and affordable pension savings, protection and de-cumulation products that convert pension savings into retirement income.

RISK MANAGEMENT

Every opportunity is also a risk. Our duty and responsibility for our business partners are to create the advantage out of risk and help them to succeed even in situations which could be very hard to achieve.  Transforming the “risk” from being a responsibility to “an advantage” is our priority.

We help our customers to see risk as an indispensable piece of their strategies. Thuswise, based on total risk cost approach, we can provide our customers with realizing services including Risk Assessment, Evaluation, Rating, Prioritization, Risk Development and Finance.

INSURANCE BROKERAGE

Who is an Insurance Broker?

Brokers are the representatives of their customers. They are responsible for obtaining policy offers that their customers need from at least 3 different insurance companies. While their customers give their decision on the policies, the insurance broker gives consulting in order to help them to make the best decision.

 

REASSURANCE

Reassurance is a form of insurance cover for insurance companies. It is the process for reinsuring one part or whole of the already insured risk. Insurance companies reinsure in order not to have difficulty in claim payments in case they coincide with substantial damages in secured risks. Reinsurance enables insurance companies to ensure the risks they are unable to do so financially, in other meaning, risks that they cannot undertake by their own in terms of their capitals, reserves and net assets.

The Reasons for Reinsurance Need

• Spread of the risk

• Increase in the job acceptance capacity of insurer

• Increase in the job acceptance flexibility of insurer

• Support for the Financial structure of insurance company

• The control of natural disaster damages caused by extra cumulation technical information transforms from reassurer to insurer.

Client Offering

We are confident that each Client has the power to achieve their investment goals with the tools we provide together with professional advice from their Financial Advisers. Thus, we measure our success by our Clients’ success.

Financial Adviser

Financial adviser We believe in a truly customised portfolio in regards to investments and policy structure. This all in one product – the Exclusive Investment Bond (EIB).

Financial Planning

Financial planning, through life insurance products, aims to give clients impartial help in organising their personal or corporate financial affairs to achieve their financial and lifestyle goals more effectively.